Home Buyers' Plan (HBP) Calculator
Understand the Home Buyers' Plan: withdraw up to $60,000 from your RRSP for a down payment, interest-free. Calculate your repayment schedule and true opportunity cost.
Frequently Asked Questions
Loonies & Sense
Your life isn't a spreadsheet. But you still need a plan.
Retirement projections, tax optimization, and AI-guided learning — free to start.
You might also be interested in...
Related calculators that complement your financial planning
FHSA Calculator
Compare FHSA vs RRSP+HBP vs TFSA
Compare FHSA vs RRSP+HBP vs TFSA for first-time homebuyers. Calculate tax benefits, contribution limits, and optimal down payment strategy for Canadians.
TFSA vs RRSP Calculator
Tax-Efficient Investment Strategy
Free TFSA vs RRSP calculator. Compare after-tax returns with refund reinvestment for Canadian savers. Find which account maximizes your retirement savings.
Visual Canadian Tax Calculator
Visual Personal Tax Calculator
Free Canadian tax calculator for 2026, 2025, and 2024. Calculate personal income tax by province with interactive Sankey diagrams. Compare taxes across all 13 provinces and territories.