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Can I retire comfortably? How much should I put in my kid's RESP? How do I start investing? We built an app that gives you real answers from your real numbers — plus a learning system so the knowledge sticks.
Hundreds of Canadians use Loonies & Sense every week. Try our free financial planning calculators, read the blog, or grab an invite to the app and join in.
$99/year Free for 2026.
Then $99/year or $9/month. Cancel anytime.
You need real answers to the questions that keep you up at night — built from your actual numbers, not generic advice. With an AI assistant to help you along.
Whether you’re 30 or 60, the question is the same. We run your actual numbers — income, savings, CPP, OAS, pension — month by month, year by year. You’ll see exactly when you can stop working, and what happens if markets don’t cooperate.
Congratulations — and welcome to a whole new set of financial questions. Should you start an RESP? How much life insurance do you actually need? Is it time to write a will? We help you work through all of it, in plain language, with real numbers.
The down payment math in Canada is brutal. We help you see how your savings, FHSA, and RRSP Home Buyers’ Plan add up — and how long it’ll actually take to get there.
RRSP or TFSA? How much does that contribution actually save you? What’s your real marginal rate? We project your tax return for any future year, in any province. Real numbers, not rules of thumb.
If something happened to you tomorrow, would your family be okay financially? We calculate the actual gap — income they’d lose, minus CPP survivor benefits and any existing coverage. Then we help you close it.
TFSAs, RRSPs, marginal tax rates, capital gains inclusion — none of it has to be confusing. Our AI assistant answers questions in plain language using your actual numbers. And our custom learning system helps the knowledge stick.
Every one of these, answered from your real numbers — month by month, in plain language, with a learning system so it sticks.
See everything it doesThen $99/year or $9/month.
One price, whole household. Cancel anytime.
No upsells. No tiers. Everything included.
