Everybody deserves a plan.

Build your own financial plan and we'll guide you. Learn about personal finance and what matters. Protect your family, and even plan their education. Change things whenever you like — even at 2am. We even send you nudges to update things, so you're always up to date. And with beautiful financial reports that tell your personal finance story.

$99/year Sign up before the end of 2026 and everything is free until the end of 2027.

Calculators and learning content are always free. The planning app is free through 2027, then $99/year or $9/month.

One price, whole household. Cancel anytime.

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What’s the Whole Picture?

Your finances as one story — today, the road ahead, the kids’ school, retirement, what you leave — written from your numbers and rewritten as they change.

Our Financial Story

Can I Retire?

Find out if you can actually retire — and what happens if things don't go to plan.

Retirement Planning

What Will I Owe?

See what you'll actually owe CRA — this year, next year, or the year you retire.

Am I Covered?

Find out if your family is actually protected — or just hoping for the best.

Insurance Gap Analysis

What Do My Heirs Get?

Know what your family actually receives after probate and taxes — and how to change it.

Estate Planning

Can My Family Find Everything?

Make sure your family knows where everything is — wills, accounts, passwords, wishes.

Legacy Planning

Where’s My Money Going?

See where your money actually goes — and whether you're saving enough.

Budgeting & Cash Flow

Will the RESP Be Enough?

Find out if the RESP will actually cover tuition — and how to withdraw it without a tax surprise.

What Am I Actually Worth?

See every account at every institution in one place — and whether your money is where it should be.

Investment & Net Worth Tracking

Where Do I Even Start?

Understand your own finances — short lessons on the stuff that actually matters, free with every account.

Learning System