The plan is what builds the wealth

Find out if you can actually retire — and what happens if markets tank the year you do. Month-by-month simulation with CPP/OAS timing, what-if snapshots, and projected tax returns.

See your projected tax return for any future year. Find out how an RRSP contribution actually affects your bottom line — in your province, with your income.

How much life insurance does your family actually need? Real math based on your income, mortgage, kids' education, employer benefits, and CPP survivor benefits.

What do your heirs actually receive after probate fees and terminal taxes? See the real number — and how decisions you make today change it.

Wills, powers of attorney, beneficiary designations, digital assets, healthcare wishes. A step-by-step workflow so your family knows where everything is.

See how money moves through your household — from gross income through taxes to savings. Pick a budget strategy that fits your brain and track it month by month.

Will the RESP actually cover tuition? How do you withdraw it without a surprise tax bill? Real education costs, grant optimization, and tax-smart withdrawal strategies.

Every account at every institution in one dashboard. RRSPs, TFSAs, pensions, LIRAs, non-registered — see your full net worth and whether your allocation matches your plan.

It's 2am and you have a tax question. Loonie pulls from CRA tax folios, calculates your actual marginal rates, and sees your full financial picture.

Don't understand personal finance? That's the whole point. Short lessons on TFSAs, RRSPs, CPP, and taxes — tied to the tools you're already using. Free with every account.