CPP Survivorship Calculator
Calculate Canada Pension Plan survivor benefits based on Section 58 of the CPP Act, including Option A / Option B combined benefit logic.
CPP Survivor Benefit Calculator
Answer a few questions about you and your spouse or partner to estimate the monthly survivor's pension you'd receive from the Canada Pension Plan.
The tricky parts are handled for you: the combining rules when you receive your own CPP, early or late start adjustments, and inflation indexing.
Survivor Details
Deceased Contributor
The retirement pension they would have received at age 65 — their "calculated retirement pension", shown as the age-65 estimate on their CPP Statement of Contributions.
You might also be interested in...
Related calculators that complement your financial planning
CPP & OAS Timing Calculator
Optimize Your Benefit Timing
Calculate optimal CPP and OAS start age. See lifetime benefits from age 60-70, breakeven analysis, and coordinated retirement strategies for Canadians.
Dying Without a Will Calculator
See Who Inherits Your Estate
Dying without a will in Canada? Calculate estate distribution by province. See who inherits your assets under intestacy laws based on family situation.
Rest of Your Life Calculator
Time & Health Visualization
Visualize your remaining lifetime using Canadian mortality data. See your life in weeks, plan healthy years, and make informed time allocation decisions.
Frequently Asked Questions
About This Calculator
Special thanks to Doug Runchey for his expertise on CPP survivor benefit calculations.