Rest of Your Life Calculator
Visualize how you'll spend your remaining time and understand your health journey using Canadian mortality data. See your life in weeks and make time allocation decisions.
tl;dr
Based on your age and gender, Canadian life expectancy tables estimate how many weeks you likely have left. The calculator lays your life out one week per square, shows how many of your remaining years are likely to be healthy ones, and lets you see how the hours in your days are spent, so you can decide what the time is for.
Your Current Age
Birth Gender
Life Expectancy
Retirement Age
Each dot represents one month. You can alter your activity settings below.
Life Analysis
This visualization shows your remaining 600 months of life, with each circle representing one month. Colours indicate how that month will be spent based on your daily activity patterns
After retirement in 300 months, you'll gain more free time without work commitments.
Daily Activities
Work + School Schedule
Hours per day
Remaining Time Summary
Dots visualization inspired by Dino Ambrosi's Ted Talk. Life expectancy tables courtesy of FP Canada. Many thanks to Health Canada for the several datasets in the Health Expectancy.
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Why Count Your Weeks
Most financial plans start with money and end with time. This one starts with time. Seeing your remaining weeks laid out — and how many of them are likely to be lived in good health — makes it easier to decide what the money is for: when to retire, when to travel, and what to spend on while you're most able to enjoy it.
How It's Calculated
The estimate comes from Canadian life expectancy and health expectancy data.
- 1. Your age and gender select the matching row of the Canadian life expectancy tables.
- 2. The survival probability you choose sets the age you plan around — by default, the age you have an even chance of reaching.
- 3. Health expectancy data splits your remaining years into those likely lived in good health and the rest.
- 4. The hours you give to sleep, work and other activities are spread across the weeks you have left, with work ending at your retirement age.
Common Questions
How does the calculator estimate how long I'll live?
It uses Canadian life expectancy tables (courtesy of FP Canada) for your age and gender. By default it shows the age you have an even chance of reaching; you can choose a different probability to see a longer or shorter horizon.
What is health expectancy?
Health expectancy estimates how many of your remaining years are likely to be lived in good health, using Health Canada data. It's always shorter than total life expectancy; the difference is the years more likely to involve health limitations.
Is this a prediction of when I'll die?
No. It's a statistical estimate for people of your age and gender, not a medical forecast. Your own health, habits and family history matter more than any table.
Why show my life in weeks?
Seeing the weeks laid out makes the time concrete. It's a way to decide what matters — career, family, travel, rest — and plan your money around it, not the other way around.
What does the time allocation show?
Enter how many hours a day you spend sleeping, working and on other activities to see how many of your remaining hours each one takes, and how many are left for everything else. Work stops at your retirement age.
Putting It to Use
- ✓Plan travel and active goals for the years you're most likely to be healthy.
- ✓Choose a retirement age with those healthy years in mind, not only the finances.
- ✓Work out how much you need to retire with the Canadian retirement calculator, then check it against the time you want to have.
- ✓Look at how your hours are spent today and decide what you'd change.