Who Can I Ask for Help?
Ask Maple the question you'd ask a friend who's good with money. She answers from your plan, not from a guess, and shows you the figures.
The questions you actually have
If I get a raise, how much do we actually keep? Should I put money in my RRSP this year or my TFSA? What if I take the bonus now instead of next year?
These are the questions that keep people up at night, and the honest answer is always “it depends on your situation.” Maple knows your situation. Your pay, your kids, your accounts, your plan.
A raise isn't worth what it says on the offer letter. What matters is what your family keeps.
Answered by your plan
When you ask a what-if, Maple runs your whole plan again with the change in it: the tax on your return, your CPP and EI, the child benefits that shrink as income grows, and what it all means years from now. Then she shows you where the change goes: to tax, to CPP and EI, to the benefits it costs, and what you keep.
Nothing is saved until you decide. When you like what you see, the card takes you to your projected tax return to try other amounts or make it part of the plan.
Maple never does the math in her head. Your plan does it, and the card shows you every figure.
Then ask the next one
The first answer usually raises another question. Ask it. Maple keeps the conversation going and re-runs your plan each time, so you can compare a raise with an RRSP contribution, or this year with next.
Good decisions come from good follow-up questions.
Need more in-depth help?
Share your plan and book on-demand financial planning assistance from Get Help in the app: a call with the Loonies & Sense team about the app or your plan, or with Expatify if you're leaving Canada or coming home.
$99/year FREE until the end of 2027
No credit card required to get started. Then $99/year or $9/month. Cancel anytime.
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